See more about the Banking platform
Transactional Banking Suite
Proven core banking built for speed and scale
In today’s rapidly evolving financial landscape, banks face challenges from every direction. Modern customers demand unique, user-friendly solutions that cater to their individual needs. To stay competitive in this environment banks need the agility of a modern core banking technology.
SAP Fioneer’s transactional banking solution is built for today’s hyper-personalized market, with reliable, robust architecture, delivered through an open, composable, and cloud-ready solution to drive cost savings, flexibility, and innovation.
Key capabilities
- Deep functionalities and fully configurable parametrization
- Adaptive, modular and composable architecture
- Real-time, event-driven processing
- Intelligent, ML-enabled automation
- Available for any deployment model
Proven results – even at the highest transaction volumes
80%
reduction in time to market
for new products
29 million
contracts handled in an
individual customer installation
95%
Straight-through-Processing (STP) rate
for commercial loan payments
Full-spectrum core banking and functional coverage
Manage an extensive range of products, pricing, processes and features, ready to adapt to your business. Our platform encompasses modules for deposits, savings, loans, collaterals, virtual account management and numerous additional functionalities to adapt to you and your customers’ needs.
Open and extensible
banking platform
Unlock limitless opportunities for your business with OpenCore technology. Leverage integrated access to additional packaged business capabilities, including cards, payments, and account origination using our versatile, modular solution. With thousands of inbuilt APIs, you can tap into any ecosystem or marketplace and seamlessly integrate additional functionality.
Full support for multi-X
Efficiently manage your legal entities, brands, regions, currencies, languages and subsidiaries across various time zones with our composable architecture. Streamline operations, reduce technological complexity, and lower total cost of ownership (TCO) while increasing agility and fostering innovation within your business domains.
Zero downtime
Achieve 100% business continuity with our transactional banking suite. With our technology, you can apply patches, upgrades, service, and feature changes to keep your system up to date, without any operational downtime.
SAP Fioneer’s platforms give us the confidence and capabilities to better serve our customers today and into the future. In this fast-changing environment, banks need more than strong and reliable technology.
Brad Scrivner, President and CEO, Vast Bank
Features
Comprehensive functional coverage
Our expansive coverage encompasses a wide range of banking products, customer segments, and cross-functional capabilities for both retail and commercial banking.
Real-time processing power
Gain real-time insights and comprehensive customer views, powered by patented in-memory event-driven database and a single source of truth for customer and transactional data.
User-centric interfaces
Enhance efficiency and employee satisfaction through persona-based UIs for bank employees, including intuitive, UI-based product configuration for rapid proficiency.
Proven, dependable technology
Count on SAP technology proven through thousands of installations worldwide. Leverage our experience in delivering stability and security.
Create personalized banking offerings
Deliver rapid time-to-market and personalization with our hyper-parameterized product ranges.
Advanced cross-product capabilities
Leverage cutting-edge features, such as cross-product pricing and product bundling, fully configurable to your needs.
Foundational banking capabilities
Increase integration velocity and resource re-use with packaged business capabilities and APIs.
Dynamic infrastructure scaling
Scale operations according to demand, expanding capabilities for peak times and optimizing resources when demand is low.
The race to innovate can’t cost reliability. Our technology has been designed to deliver unparalleled agility while providing the scale and security banks need to succeed.
Christoph Rösch, Managing Director – Banking, SAP Fioneer
Explore related solutions
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Virtual Account Management
Provide modern cash management capabilities to your biggest clients via virtual account management.
Asset Finance Edition
Get end-to-end rich functionalities, from lending to deposits and payments, through one pre-integrated platform.
Speed and reliability you can bank on
Talk to us about powering your core with Transactional Banking.